Homebuy is intended to help someone who is able to get a mortgage but is unable to buy a property in Monmouthshire on the open market.

So how does Homebuy work?
Homebuy (also known as shared equity) is only available on new developments, so keep an eye on this website to see what we are selling and what is coming soon.

Purchasers can obtain a mortgage for as little as 50%, up to a max of 70% of the total value of a property, although this depends on what you can afford. We will then loan you the remaining percentage to buy the property.

There is no monthly rent to be paid (not to be confused with shared ownership), so your monthly payments are substantially less than if you bought the property outright.

You will need to pass eligibility and affordability assessments and be able to obtain a mortgage.

Available now: Kings Wood Gate, Monmouth – 2 and 3 bedroom homes

Coming Soon: The Alders, Dingestow, Monmouth – 2 and 3 bedroom homes

What do I do next?
1. Click the REGISTER button to register on the Homesearch register (not the usual way to buy a home we know, but it will only take 5 minutes of your time).

2. If you have any questions about Homebuy, or are interested in a property, please give Sarah or Hayley a call on 0333 207 9000 or email info@capsel.co.uk

3. We also advertise our homes on social media, so make sure you follow us on @CapselLtd and @CapselWales! (Capsel are MHA’s trading subsidiary and operating Homebuy on our behalf).

Click here to download the Homebuy brochure.

Low Cost Homes   Register   FAQs

The Process